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©  1996 - 2008. All Rights Reserved. Please review our Terms of Use, Mission Statement, and Privacy Policy. |
Re: A question about credit
Posted by Nicole, hanson101279@yahoo.com, on 12/31/02
On 11/10/02, Dr. Stevens wrote:
> A friend of mine recently had a name change and on his old
> name he has a car that is payed off. On his legal new name
> he does not have any credit. If he calls the recently paid
> off cars old finiance company and asks them to report it to
> his old name. Will that go on his new credit without
> merging both files? He is having a real hard time getting
> credit and this would help greatly.
From my understanding, the existing credit report for your
friend(with his old name) should have been changed over when
the name change took place. If it was not done, it needs to
be. He cannot call the old car company and have the paid off
car placed on his credit without having the entire credit
report placed on there because in that instance it would be
like he was picking and choosing what he wanted his credit to
look like. Honestly, if starting over with credit only took a
name change, we would all do it.. :)... He should call
transunion, equifax and experian to inform them of the name
change.
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